Prior Authorization (Payers)

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Automate prior authorizations for payers with agentic AI

Comply with CMS timelines, cut operational costs, and improve provider relationships—all with full transparency and auditability.

Prior Authorization (Payers)

Healthcare Payers

2,600

Running

90%

Accuracy across automated cases

AVG IMPLEMENTATION TIME

3 weeks

AUTOMATION SUCCESS RATE

90%+

PILOT TO PRODUCTION RATE

1:1

AVG IMPLEMENTATION TIME

3 weeks

AUTOMATION SUCCESS RATE

90%+

PILOT TO PRODUCTION RATE

1:1

AVG IMPLEMENTATION TIME

3 weeks

AUTOMATION SUCCESS RATE

90%+

PILOT TO PRODUCTION RATE

1:1

Why prior authorization is breaking ops (and trust)

Regulatory pressure

New CMS timelines (7 days standard, 72 hours urgent) demand faster, documented decisions across all lines of business.

72 hours to comply with urgent requests under new CMS rules

Provider abrasion

Lengthy review cycles and opaque decisions damage provider relationships and member experience.

80% of providers report prior auth delays harm patient care

Rising admin costs

Manual review teams can’t scale to volume and compliance requirements—costs and backlogs keep growing.

2–3 hours of manual work per authorization on average

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High‑impact automations for payers

Case intake & triage

Auto‑ingest 278/attachments, normalize data, and route by line of business and urgency.

Guideline matching
Guideline matching
Guideline matching

Cross‑check documentation against clinical guidelines; flag exceptions and assemble packets for human review.

Determinations & notifications
Determinations & notifications
Determinations & notifications

Generate determinations with full rationale and send provider notifications with complete audit trails.

Continuous QA & reporting
Continuous QA & reporting
Continuous QA & reporting

AI judges score accuracy and speed per run; export logs to support CMS/state reporting.

How it works: Implement in minutes not months

How it works: Implement in minutes not months

1) Intake & normalization

Ingest 278 transactions and documents, extract entities, validate completeness, and assign urgency.

2) Criteria & routing

Ingest 278 transactions and documents, extract entities, validate completeness, and assign urgency.

3) Determinations & audit

Issue determinations, generate provider notifications, and preserve full audit logs for compliance.

2) Criteria & routing

Match to clinical criteria; auto‑approve clean cases; escalate edge cases to nurse reviewers with assembled packets.

3) Determinations & audit

Issue determinations, generate provider notifications, and preserve full audit logs for compliance.

Results you can measure

90%

Accuracy across automated cases

AI employees maintain high precision with built‑in QA scoring.

2–3 weeks

Typical time to go live

Deploy fast without heavy integrations.

Minutes

Turnaround on clean cases

Meet CMS timelines with transparent, documented decisions.

90%

Reliability on end-to-end workflows

Reduce operational costs while improving provider experience.

What healthcare payers are saying

“Magical helped us modernize prior authorization without adding staff. Our turnaround times dropped from days to hours, and provider complaints virtually disappeared.”

VP of Utilization Management, Regional Health Plan

VP of Utilization Management, Regional Health Plan

“Magical gave us real-time visibility into every authorization. For the first time, we can track performance, accuracy, and compliance—all in one dashboard.”

Director of Operations, Regional Health Plan

Director of Operations, Regional Health Plan

Security & compliance

HIPAA compliant

Magical processes all data locally with zero PHI storage

SOC 2 Type II certified

Enterprise-grade security with regular third-party audits

Secure Authentication

Single Sign-On (SSO) and multi-factor authentication options

See a payer prior auth demo

FAQs

Frequently asked questions

Frequently asked questions

How does this help with CMS prior auth rules?

Agents track turnaround times, maintain audit logs, and generate transparent notifications to support compliance.

What accuracy can we expect?

Most payers achieve 90%+ accuracy on automated cases with AI judge oversight and exception routing.

How do you integrate with our UM platform?

We work alongside systems like HealthEdge and QNXT; no heavy integration is required to start.

How fast can we pilot?

Most pilots start within 2–3 weeks focused on a narrow scope (e.g., a procedure category or line of business).

Is data secure?

Yes—HIPAA compliant with full encryption and least‑privilege access controls.